Privacy Policy
Last updated: 13 September 2026
Effective date: 13 September 2026
This policy describes how growwithsip (growwithsip.in) handles information. It is written to match how the site actually works today: educational pages and calculators that run in your browser, with no user accounts and no calculator database.
What this website does not collect
Calculator inputs (amounts, rates, tenures, ages, and similar figures) are processed in your browser. They are not sent to growwithsip servers to compute a result, and they are not stored in a growwithsip database. There are no user accounts, passwords, or profiles on this site.
Contact email
The contact page can open a draft in your email app addressed to support@growwithsip.in. If you send that message, the contents (and your email address) arrive as ordinary email. growwithsip does not operate a server-side contact form that stores submissions in a database. Email you send is used only to reply to your question, report, or suggestion.
Technical logs from hosting
Like most websites, the hosting environment may record standard access logs. These can include items such as IP address, browser type, date and time, requested URL, and referring page. They are used to operate and protect the site (for example, diagnosing errors or abuse), not to build a marketing profile of calculator users. growwithsip does not currently include a third-party analytics SDK in this website.
Theme preference on your device
The light/dark theme control may store a preference in your browser (typically local storage) so the site can remember your choice. That preference stays on your device. It is not a calculator input and is not used for advertising.
Cookies
This site does not set first-party tracking cookies for advertising or analytics. Your browser and the hosting provider may use ordinary technical cookies or similar mechanisms required to deliver the page securely. If that changes, this policy will be updated.
Advertising
growwithsip does not currently display advertisements and does not currently use Google AdSense or similar ad networks on this site. If advertising is introduced later, this Privacy Policy will be updated before ads go live, including any cookies or partners involved.
Third-party sites
Pages may link to official sources (for example tax, scheme, or regulator websites) or other independent sites. Those destinations have their own privacy practices. This policy applies only to growwithsip.in.
Children
The site is written for adult readers interested in personal-finance education. It is not directed at children under 13, and growwithsip does not knowingly collect personal information from children. If you believe a child has sent personal information by email, contact support@growwithsip.in so the message can be deleted.
Changes to this policy
If how the site handles information changes (for example, adding analytics or advertising), this page will be updated and the effective date will change. Continued use of the site after an update means you have read the revised policy.
Contact
Questions about this policy: Sachin S Marnur, Software engineer, Bengaluru, India. Email support@growwithsip.in or use the contact page.