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Privacy Policy

Last updated: June 9, 2026

At growwithsip, accessible from growwithsip.in, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by growwithsip and how we use it.

1. 100% Client-Side Calculations (No Database Policy)

growwithsip provides free financial calculators designed specifically for the Indian retail investment market.All calculation inputs and outputs occur entirely in your web browser.

We operate under a strict "No Database" policy for user calculations. None of the financial numbers you enter into our sliders or input boxes (such as income, savings, loans, or interest rates) are sent, stored, or transmitted to any server. Your financial planning remains 100% private and localized to your device. This eliminates any risk of financial data leaks or server-side security breaches.

2. Prevention of Financial Fraud

We do not collect contact details (like phone numbers or email addresses) for calculator usage. Since we do not harvest this information:

  • There is no database of user contacts that can be hacked, leaked, or sold to third parties.
  • You will never receive marketing spam, cold calls, or SMS pitches as a result of using our tools.
  • We will never contact you asking for security credentials, bank statements, or PINs.

3. Log Files

growwithsip follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services' analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

4. Cookies and Web Beacons

Like any other website, growwithsip uses "cookies". These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

5. Google DoubleClick DART Cookie

Google is one of the third-party vendors on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to growwithsip.in and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL: https://policies.google.com/technologies/ads.

6. Our Advertising Partners

Some of advertisers on our site may use cookies and web beacons. Our advertising partners include:

  • Google AdSense

Each of our advertising partners has their own Privacy Policy for their policies on user data. For easier access, we hyperlinked to their Privacy Policies below:

7. Affiliate & Referral Programs Disclosure

We participate in affiliate and referral marketing programs, including the Hostinger Referral Program. This means we may display partner promotional links, banners, or coupon codes (such as GROWWITHSIP) on our website. If you click on these referral links or apply these coupon codes at checkout on the partner's website, we receive a small commission or referral bonus at no additional cost to you.

Our partners, including Hostinger, may collect certain data or use cookies to track referral traffic. We encourage you to review Hostinger's Privacy Policy to understand how they collect and handle your data when you visit their platform.

8. Third-Party Privacy Policies

growwithsip's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

9. GDPR & CCPA Data Protection Rights

We want to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

  • The right to access – You have the right to request copies of your personal data. (Since we collect no personal data, any such request will return empty).
  • The right to rectification – You have the right to request that we correct any information you believe is inaccurate.
  • The right to erasure – You have the right to request that we erase your personal data under certain conditions.
  • The right to object to processing – You have the right to request that we object to our processing of your personal data under certain conditions.

10. Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

growwithsip does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

11. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.